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Financing

Get the project. Spread the payments.

Most homeowners spread their remodel investment over 24 to 84 months through our financing partners. Approval is typically 60 seconds and does not impact your credit at application.

Multiple lenders

Hearth, Acorn Finance, Service Finance, and others. We match you to the best rate based on your profile.

Fast approval

Typically 60 seconds. No hard credit pull at application. Funds released as project milestones complete.

Transparent terms

No prepayment penalties on most products. Rates start around 6.99 percent APR depending on credit. Real numbers, no marketing tricks.

How the math usually shakes out

Most Tanbark remodels spread comfortably across a 60-84 month term. The lender pulls the exact monthly payment from your written scope-built quote and your credit profile — not from a phone ballpark. The math is straightforward; the scope-built quote is what makes it accurate.

Actual terms vary by lender, credit profile, and program. We hand you the exact financing options alongside your itemized written estimate, after the in-home walk.

Free · No spam · No phone calls

Finance the right number, not a guess.

The exact monthly payment comes from your scope-built quote. Grab the free Planning Kit + Scope-Built Quote Worksheet to pin down your scope first — so the figure you finance is the figure you actually build.

  • Scope-Built Quote Worksheet — for apples-to-apples bids
  • 10 questions every Sacramento contractor should answer
  • Sacramento permit reality check by jurisdiction
  • The 5 line items that blow most remodel budgets
  • Material + finish cheat sheet (what to spec, what to skip)

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